4 Reasons Agents Should Pursue Upside-Down Properties for New Listings

Thursday, December 11, 2025

When a homeowner owes more on their mortgage than the property is worth, they’re considered “upside down” or in a negative-equity position. And these situations are more common than many agents realize. As of Q3 2025, 2.8% of all mortgaged residential properties in the U.S. were considered seriously underwater, meaning the combined loan balances were…

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