Be Financially Prepared

"One of the keys to a successful purchase is planning and preparation."

Acquiring proper financing is one of the most important steps in the home buying process. Our goal is for your experience to be smooth and efficient. There is a wide variety of mortgage programs available — our in-house mortgage consultant will help you identify the best fit for you. Our Premier Service® Certified professionals will guide you through the mortgage process from the initial inquiry to a successful closing.

Prior to your home search you will want to be pre-approved. Many sellers are now requiring that "offers to purchase" their home be accompanied by a pre-approval letter - this is a good thing - for them and for you. Sellers want to know that the person that they are negotiating with can secure financing for their new home. Further, if you and another person are competing for the same home, the seller is more likely to work with the person who has been pre-approved. Becoming pre-approved for a mortgage benefits you in a number of other ways as well: you will know the monthly payment, your price range, the maximum amount of a mortgage you would qualify for, so you can move ahead with complete confidence.

As part of the GMAC family of companies, we provide direct access to an impressive array of mortgages, ranging from programs for the first-time buyer to solutions for estate and luxury properties. This deep level of additional service, conveniently available within our real estate offices, epitomizes the Comprehensive Homeownership Services model: to identify those things elemental to the process and then make them as convenient and simple as is possible.